Partnerships

    Build on the same rail powering 1,000+ retail locations.

    CellPay is the financial infrastructure powering America's cash-first communities. Partner with us to embed retail-grade payment products into your platform, chain, or institution.

    Who We Partner With

    Four ways to build on
    CellPay.

    Financial Institutions

    Banks, credit unions, and neobanks

    White-label CellPay products for your cash-first customer base — bill pay, top-ups, prepaid card issuance — settled directly into your accounts.

    Payment Processors & ISOs

    Extend your merchant offering

    Add CellPay's product line to your existing merchant portfolio. One integration unlocks bill pay, top-ups, gift cards, and prepaid across your book.

    Retail Chains

    Multi-location retail groups

    Standardize financial services across your entire footprint. Centralized reporting, chain-wide compliance, and per-store settlement.

    Fintech Platforms

    Embed CellPay into your product

    Use our REST API to power bill pay, top-ups, and cash services inside your app. Retail cash-in points included at no extra cost.

    Who Builds on CellPay

    Master agents, distributors, and enterprise platforms.

    Master agents & distributors

    Wholesale catalog access, sub-dealer management, and volume pricing across the full CellPay product line.

    Large organizations

    Embedded bill pay and prepaid inside their own platforms — CellPay runs the rails behind your brand.

    Enterprise integrations

    White-label surfaces and a single REST API for every product, with dedicated integration support.

    Case Study

    Powering a national master agent

    Wireless Group, a national wireless master agent, runs its airtime and bill-payment supply through CellPay's API — 6 years on the platform, covering top-ups, bill pay, and gift cards, settled through a single daily statement.

    $15M+ annual volume

    2,400 sub-dealer doors

    6 years on platform

    The Partnership Model

    What you get on day one
    of a CellPay partnership.

    • One integration, six products — bill pay, wireless, gift cards, prepaid, activations, smart safe.
    • Sandbox, reference implementations, and dedicated integration engineers.
    • Revenue share per transaction, transparent settlement, weekly reconciliation.
    • Compliance coverage — CellPay's money-transmission licenses cover partner-originated transactions.

    Talk to Us

    Start a partnership conversation.

    Tell us about your platform, your customer base, and what you're trying to build. We'll route you to the right team within one business day.

    Ready to build on CellPay?